Putting together a college savings plan can be daunting. The rapidly rising cost of higher education can be intimidating, but don’t let the numbers scare you off. According to the College Board, the average per year cost of a private four-year college is $39,400 compared to $10,950 for a state school. If college expenses continue […]
We hear a lot about the need for diversification when talking about our investments. You know the expression “don’t put all your eggs in one basket.” In the investment world this most often refers to the idea that you shouldn’t put all of your investment in one stock. But what about taxes when planning for […]
Mutual fund share classes can often be confusing for investors looking to save for retirement. Understanding how they work is key to making smart investing decisions. If you’re socking money away in a retirement account, the odds are you’re investing in mutual funds. Mutual funds allow investors to pool their money together and receive professional […]
Investing vs gambling. We shouldn’t confuse the two but often do. And to be fair, some investment decisions look a lot like gambling. Investing gives you ownership of an asset with potential to increase in value over time. In most cases, this asset will provide some sort of income while you wait. This could be […]
When you left your last job, did you leave any of your personal items behind? Leaving a job can be stressful and a 401k rollover is probably way down on the to-do list. It’s probably because there are so many hoops to jump through. There are forms to fill out, 800 numbers to call, websites […]
You never know when, but it’s really just a matter of time. Some people experience it when they realize they haven’t had to show an ID at the supermarket. For me, it was when my 3 year old asked me if I was old. Despite the initial deer in the headlights reaction, I managed to […]
Welcome to my personal blog, The Astute Advisor. Having worked in financial services since 1998 and practicing as a Certified Financial Planner™ since 2003, I have consulted with and advised a wide array of individuals and businesses. I have always enjoyed the face to face nature of working with clients. However, there is a broader […]
