HSA plans, short for Health Savings Account, should not be ignored. These were created in 2003 to provide special tax treatment for those with high deductible health plans. Let’s face it, health insurance premiums and medical expenses are through the roof! However, not everyone is eligible for a Health Savings Account. If you are, you […]
Investing decisions can be hard with all of the noise out there. As a financial advisor, I’ve seen the damage caused when people aren’t informed about their money. It is NEVER advisable to bury your head in the sand and everyone should strive to learn more. By asking questions and seeking information, we learn and grow. Knowledge […]
If you’re a public school teacher in California, there’s a lot to consider when saving for retirement. Teachers have more choices than employees in the private sector and the options can be confusing. In addition to some of the nuances involved with CalSTRS and Social Security, many teachers are eligible for 403(b) and 457 plans. […]
Guest post from Jason Parker with Parker Financial LLC and Sound Retirement Planning. Should you have a Social Security back-up plan for income? I like to have a contingency plan in place for the “What if’s” in life; for those times when life throws us a curve ball. For example, at my home we keep […]
Parenting is tough. While rewarding and joyful, I’d be lying if I said I loved every moment. Instead of mindfulness, there were times of mindlessness. There were also times when I felt like the next phase couldn’t come fast enough. I couldn’t wait to say goodbye to the lack of sleep phase, but it was soon replaced by the […]
