It isn’t lost on small business 401k trustees that these plans are not for the faint of heart. Endless changes in regulations and increased scrutiny leave some small business owners wondering why they even bother offering a plan at all. Keeping the plan in compliance and maintaining an investment platform can leave any seasoned business owner […]
If you have a work place retirement account, you are likely investing in mutual funds. While other investment vehicles like exchange traded funds (ETFs) have grown in popularity, mutual funds haven’t been replaced. At least not yet. Here’s what you need to know. What are mutual funds? Mutual funds are companies that pool money from investors. […]
There is much more to bond mutual funds than meets the eye. Building a diversified mutual fund portfolio will often require the addition of some type of bond mutual fund. To what degree depends on your risk tolerance, investment objective, and time horizon (how long you intend to be invested). Bonds are typically viewed as […]
Investing success relies more on patience and discipline than return on investment. It can also require pain and sacrifice. Yet, many focus so intently on potential returns and trying to predict the future. Instead, focus on what you can control. The biggest risk to investing success is bad investor behavior, not the investment. If you are suffering […]
Through my work as a Certified Financial Planner™ I receive and respond to many questions throughout the course of a week. They come from clients, readers, colleagues, friends, family, and more. Some questions are general in nature while others are specific. Either way, there are still little nuggets of information that can be helpful to others. […]
Understanding mutual fund share classes is key to making smart investing decisions. If you’re socking money away in a retirement account, the odds are you’re investing in mutual funds. Mutual funds allow investors to pool their money together and receive professional investment management. This means the managers of the fund are doing the stock or […]
