Estate planning is much more than setting up a trust. The broadest description of estate planning is the process of preparing to dispose of your assets when you pass away. At least, that’s the textbook definition. Understandably, that gives many people the impression that estate planning is for the rich or those taking required minimum […]
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Blue Shield 401k Plan – A Brief Review
401k plans are becoming the primary source for retirement savings for many Americans. But still, many retirement savers are in the dark. When it comes to the Blue Shield 401k plan, there are excellent resources available from human resources and the benefits team. But don’t stop there. Whether you are a current participant or a […]
Home Ownership – Should I Buy a House or Rent?
At some point, most everyone has asked the question “should I buy house or rent?” Buying a home is often considered a key component of the “American Dream.” But for many, it became the American Nightmare during last decade’s Great Recession. According to a recent article on CNBC “more than 6.5 million homeowners are still underwater” […]
Retirement Planning: Are You Making These Mistakes?
Retirement planning is a process, not an event. There are so many things that change in our lives throughout the years that our plans, both personal and financial, need to be revised and updated from time to time. As it is in life, the only thing constant in retirement planning is change. Here are 5 […]