Tag Archives | certified financial planner in el dorado hills ca

College Savings Plan - Don’t Let the Numbers Scare You Off

529 College Savings Plan

Putting together a college savings plan can be daunting. The rapidly rising cost of higher education can be intimidating, but don’t let the numbers scare you off. According to the College Board, the average per year cost of a private four-year college is $39,400 compared to $10,950 for a state school. If college expenses continue […]

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Tax Diversification

How To Reduce Taxes In Retirement

We hear a lot about the need for diversification when talking about our investments. You know the expression “don’t put all your eggs in one basket.” In the investment world this most often refers to the idea that you shouldn’t put all of your investment in one stock. But what about taxes when planning for […]

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Infation: 12-month percentage change - Consumer Price Index

Is inflation bad for investments?

Inflation is the increase in prices for goods and services during a period. It is measured by the Bureau of Labor Statistics (BLS) and reflected in the Consumer Price Index or CPI. In the U.S., average inflation rates were 3.27% between 1897 and 2022. Moderate inflation has existed throughout the natural economy of over 100 […]

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Bitcoin - Should You Get In?

Bitcoin – Is it time to buy?

Bitcoin and cryptocurrencies are receiving significant attention lately. The collapse of FTX and arrest of former CEO, Sam Bankman-Fried, has raised concerns about the safety of invested funds. In addition, the latest Bitcoin price is $16,914.10 as of 12/11/2022. That is down from $64,400 roughly a year before. It’s one thing to experience a significant […]

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2023 Retirement Plan Limits

2023 Retirement Plan Limits

2023 Retirement Plan Limits have been released by the IRS. If there’s any constant with retirement planning, it’s change. Keeping up with these changes is key to ensuring maximum benefit from your retirement plan. At long last, there are finally changes to IRA and Roth IRA contribution limits for 2023. Additionally, 401(k), 403(b), 457 along […]

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