Retirement Home Purchase: 4 Questions Answered is a guest post from Dave Rowan, CFP® and founder of Rowan Financial, LLC. You’ve spent the last few years researching where you’d like to buy a retirement home. You’ve vacationed at several different locations, spoken with friends and relatives and narrowed your search. This coming winter could finally […]
CalSTRS won’t be enough for your retirement and I know that sounds harsh. While having a pension can bring a sense of comfort, teachers must resist this false sense of security. Relying on your teacher’s retirement pension alone might be harmful to your financial health. According to the California Teachers Association website CTAinvest.org “the median CalSTRS pension […]
If you’re a school teacher, you’ve got a lot on your plate. Reviewing your 403(b) or 457 plan might not be high on your priority list, but it should be. Doing so is critical to your long term success. Although retirement plans can be confusing, you don’t need to be an investment professional to take on the tasks below. […]
Guest post from Devin Carroll at the Social Security Intelligence blog. If you are a teacher in California, the rules for collecting a CalSTRS pension and Social Security can be confusing and intimidating. They don’t have to be! Here’s a closer look at the rules on teacher’s retirement and Social Security. In the 1970s and 1980s, […]
Guest post from Jason Parker with Parker Financial LLC and Sound Retirement Planning. Should you have a Social Security back-up plan for income? I like to have a contingency plan in place for the “What if’s” in life; for those times when life throws us a curve ball. For example, at my home we keep […]
Guest post from Devin Carroll at the Social Security Intelligence blog. If your Social Security earnings have been recorded incorrectly, it could make a big difference in your benefit amount. You need to check for errors TODAY! Whether you are close to retirement, or in your early working years, this is not something that can wait. […]
Guest post from Devin Carroll at the Social Security Intelligence blog. Have you signed up? You probably plan to receive Social Security benefits at some point in time. Maybe you already do. Either way, you may want to consider setting up a My Social Security account. Once you do, you’ll be able to: Verify your earnings […]
If you want someone to blame for this recent bout of stock market crazy, blame China. This is what happens when a nation’s stock market doubles in 12 months and you spend the last 10 years building cities that are essentially massive ghost towns. During the last 12 months, the Chinese stock market more than […]
Retirement planning is a process, not an event. There are so many things that change in our lives throughout the years that our plans, both personal and financial, need to be revised and updated from time to time. As it is in life, the only thing constant in retirement planning is change. Here are 5 […]
Saving for retirement is hard. It’s like any other endeavor. When things get challenging, bad excuses come popping out of the wood work. My high school football coach always told us that “excuses are like (blank), everybody’s got one and they usually STINK!” Here’s three excuses for not saving for retirement that stink. Retirement: 3 […]
