Roth IRA Conversion – The Pro Rata Rule Is Lurking
A Roth IRA conversion and Roth IRAs in general can be powerful tools in a retirement saver’s toolkit. The potential to accumulate…
A Roth IRA conversion and Roth IRAs in general can be powerful tools in a retirement saver’s toolkit. The potential to accumulate…
Investing success relies more on patience and discipline than return on investment. It can also require pain and sacrifice. Yet, many focus so intently…
Is a Coverdell Education Savings Account right for you? With so many college savings options, it’s hard to know which accounts to…
Diversification is an important principle that prudent investors and advisors adhere to. It is best explained by the expression “don’t keep all…
The IRS loves it when you turn 73, but you won’t get a gift or even a card. The Internal Revenue Service…
HSA plans, short for Health Savings Account, should not be ignored. These were created in 2003 to provide special tax treatment for…
What a year it has been! As we say goodbye to 2019, here’s a look back at the Top 10 personal finance…
A Roth IRA is an important part of a retirement plan portfolio and deserve a close look from those wanting to make the most of their…
Personal finance doesn’t need to be complicated. For that reason, I launched The Astute Advisor personal finance site. I was excited to…
What a year it has been! As we say goodbye to 2018, here’s a look back at some of the most popular…
Canceling PMI can save you thousands. If you own a home and you put less than 20% down, it’s likely you have…
Don’t under estimate the power of compound interest. It can work for you or against you. According to Investopedia the definition of…