Author Archive | David Waldrop, CFP®

Infation: 12-month percentage change - Consumer Price Index

Is inflation bad for investments?

Inflation is the increase in prices for goods and services during a period. It is measured by the Bureau of Labor Statistics (BLS) and reflected in the Consumer Price Index or CPI. In the U.S., average inflation rates were 3.27% between 1897 and 2022. Moderate inflation has existed throughout the natural economy of over 100 […]

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Bitcoin - Should You Get In?

Bitcoin – Is it time to buy?

Bitcoin and cryptocurrencies are receiving significant attention lately. The collapse of FTX and arrest of former CEO, Sam Bankman-Fried, has raised concerns about the safety of invested funds. In addition, the latest Bitcoin price is $16,914.10 as of 12/11/2022. That is down from $64,400 roughly a year before. It’s one thing to experience a significant […]

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2023 Retirement Plan Limits

2023 Retirement Plan Limits

2023 Retirement Plan Limits have been released by the IRS. If there’s any constant with retirement planning, it’s change. Keeping up with these changes is key to ensuring maximum benefit from your retirement plan. At long last, there are finally changes to IRA and Roth IRA contribution limits for 2023. Additionally, 401(k), 403(b), 457 along […]

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