There is a little confusion out there regarding Roth IRA contribution limits and rollovers. Complicating matters is that contribution limitations are different for a Roth 401(k) and Roth IRA. For a Roth IRA in 2017, you are limited to $5,500. For those age 50 or older, the limit is $6,500. However, there are phase outs […]
Retirement investing for teachers can be confusing. In addition to pensions, teachers can have access to 403b and 457 plans. There are also considerations related to Social Security. It’s no wonder many teachers are scratching their heads. When it comes to the San Juan 403b plan, there are excellent resources available from human resources and the […]
401k plans are becoming the primary source for retirement savings for many Americans. But still, many retirement savers are in the dark. When it comes to the Oracle 401k plan, there are excellent resources available from human resources and the benefits team. But don’t stop there. Whether you are a current participant or a recently […]
Through my work as a Certified Financial Planner™ I receive and respond to many questions throughout the course of a week. They come from clients, readers, colleagues, friends, family, and more. Some questions are general in nature while others are specific. Either way, there are still little nuggets of information that can be helpful to others. […]
The Dow Jones Industrial Average closed at 20,068.51 which is an all time closing high. For those that like round numbers, this is a big deal. After all, Dow 20,000 seems like a much bigger number than 19,912 (which also happens to be yesterday’s closing price). To put this in perspective, today’s closing level on […]
Retirement investing for teachers can be confusing. In addition to pensions, teachers can have access to 403b and 457 plans. There are also considerations related to Social Security. It’s no wonder many teachers are scratching their heads. When it comes to the Elk Grove 403b plan, there are excellent resources available from human resources and the […]
401k plans are becoming the primary source for retirement savings for many Americans. But still, many retirement savers are in the dark. When it comes to the Blue Shield 401k plan, there are excellent resources available from human resources and the benefits team. But don’t stop there. Whether you are a current participant or a […]
What a year it has been! As we say goodbye to 2016, here’s a look back at some of the most popular posts on The Astute Advisor blog. Hopefully you find some of these articles helpful. I love reading your comments and feedback. Please don’t hesitate to reach out. You can reach me via email […]
A Health Savings Account (also known as HSA) is a powerful account that should not be ignored. These were created in 2003 to provide special tax treatment for those with high-deductible health insurance plans. Not everyone is eligible for a Health Savings Account, but if you are, you should really give it a solid look. […]
If you have a work place retirement account, you are likely investing in mutual funds. While other investment vehicles like exchange traded funds (ETFs) have grown in popularity, mutual funds haven’t been replaced. At least not yet. Here’s what you need to know. Active or passive: Active or passive refers to the investment approach used within […]
