Tag Archives | investing

5 Misconceptions Putting Your Finances At Risk

5 Misconceptions Putting Your Finances At Risk

The financial world can be complicated and there is always more to learn. Not only is there a staggering amount of information, but the laws and regulations change regularly.  Over the years, I’ve had thousands of conversations and email exchanges on various personal finance matters. I’ve included some of the misconceptions I’ve heard along the way. Beware of […]

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403b Plans And What Teachers Need To Know

403b Plans And What Teachers Need To Know

Retirement investing for teachers can be confusing. In addition to pensions, teachers can have access to 403b and 457 plans. There are also considerations related to Social Security. It’s no wonder many teachers are scratching their heads. 403b plans were first introduced roughly 50 years ago. They are sometimes called Tax Sheltered Annuities or TSAs. Long ago, annuities were the […]

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Diversification Alone Isn't Enough

Diversification Isn’t Enough

Diversification is an important principle that prudent investors and advisors adhere to. It is best explained by the expression “don’t keep all of your eggs in one basket.” If XYZ stock is the basket you put all your eggs into and it goes haywire, all your eggs are gone. And that isn’t good. Diversifying requires an investment […]

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Pain and Sacrifice

Pain and Sacrifice: Critical Ingredients For Investing Success

Pain and sacrifice aren’t experiences we often think of as good. You probably haven’t heard someone say, “it was such a great experience, there was pain and sacrifice the whole time, it was awesome.” A few things have recently reminded me that pain and sacrifice are critical ingredients to just about anything that is worthwhile in life. I […]

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