Tag Archives | certified financial planner

Tax-deferred vs Tax-free Investment Accounts

Tax-deferred vs Tax-free Investment Accounts

Tax-deferred vs Tax-free is a concept that is key to making good financial planning decisions. Most retirement accounts fall into these two categories. It’s critical to know which ones are which. It is also worth noting, this concept applies to more than just retirement accounts. Choosing which investment account to use for health and education […]

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Blue Shield 401k Plan - A Brief Review

Blue Shield 401k Plan – A Brief Review

401k plans are becoming the primary source for retirement savings for many Americans. But still, many retirement savers are in the dark. When it comes to the Blue Shield 401k plan, there are excellent resources available from human resources and the benefits team. But don’t stop there. Whether you are a current participant or a […]

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CalSTRS Won't Be Enough

CalSTRS Won’t Be Enough For Retirement

CalSTRS won’t be enough for your retirement and I know that sounds harsh. While having a pension can bring a sense of comfort, teachers must resist this false sense of security. Relying on your teacher’s retirement pension alone might be harmful to your financial health. According to the California Teachers Association website CTAinvest.org “the median CalSTRS pension […]

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