Archive | IRA’s and Retirement Plans

Happy New Year!

Happy New Year! 10 Most Popular Posts From 2016

What a year it has been! As we say goodbye to 2016, here’s a look back at some of the most popular posts on The Astute Advisor blog. Hopefully you find some of these articles helpful. I love reading your comments and feedback. Please don’t hesitate to reach out. You can reach me via email […]

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403(b) and 457 Plans

How 403(b) and 457 Plans Work Together

If you’re a public school teacher in California, there’s a lot to consider when saving for retirement. In fact, teachers have more choices than employees in the private sector and the options can be confusing. In addition to some of the nuances involved with CalSTRS and Social Security, many teachers are eligible for 403(b) and […]

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Happy New Year! 10 Most Popular Posts for 2015

Happy New Year! 10 Most Popular Posts from 2015

As we say goodbye to 2015, here’s a look back at some of the most popular posts on The Astute Advisor blog. Hopefully you find some of these articles helpful. If you ever have a question or would like to provide feedback, please let me know. You can contact me via email through the website. Here are […]

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Roth IRAs: 5 Things Retirement Savers Must Know

Roth IRA: 5 Things Retirement Savers Must Know

A Roth IRA is an important part of a retirement plan portfolio and deserve a close look from those wanting to make the most of their financial planning. This powerful retirement planning tool was first introduced as part of the Taxpayer Relief Act of 1997 by then Senator William Roth, Jr. from Delaware. Prior to its introduction most retirement accounts […]

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Avoiding The IRA Early Withdrawal Penalty

Avoiding The IRA Early Withdrawal Penalty

Avoiding the IRA early withdrawal penalty is not always always top of mind for IRA owners. These accounts have special advantages when compared to traditional investment accounts. With an IRA, the account owner incurs no annual tax liability resulting from interest, dividends, and capital gains. As long as there are no withdrawals (distributions) from the IRA, […]

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Required Minimum Distributions: The IRS Loves It When You Turn 70

Required Minimum Distributions: The IRS Loves It When You Turn 70

The IRS loves it when you turn 70, but you won’t get a gift or even a card. The Infernal, I mean Internal Revenue Service can’t wait to get their hands on your hard earned dollars. Happy birthday and get ready to pay more taxes thanks to three little letters, RMD. Required Minimum Distributions or […]

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Don't Neglect Your 401k Retirement Plan

Don’t Neglect Your 401k Retirement Plan

Don’t neglect your 401k retirement plan. They’re like dogs. They love attention and the relationship can be very rewarding for the owner. Take these steps to make sure you’re not missing out. Get a head start and hit the ground running and don’t neglect your 401k. Don’t Neglect Your 401k Retirement Plan Employer matching: Companies […]

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