Archive | Investing

Happy New Year!

Happy New Year! 10 Most Popular Posts From 2016

What a year it has been! As we say goodbye to 2016, here’s a look back at some of the most popular posts on The Astute Advisor blog. Hopefully you find some of these articles helpful. I love reading your comments and feedback. Please don’t hesitate to reach out. You can reach me via email […]

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Mutual Funds - What You Need To Know

Mutual Funds – What You Need To Know

If you have a work place retirement account, you are likely investing in mutual funds. While other investment vehicles like exchange traded funds (ETFs) have grown in popularity, mutual funds haven’t been replaced. At least not yet. Here’s what you need to know. Active or passive: Active or passive refers to the investment approach used within […]

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5 Misconceptions Putting Your Finances At Risk

5 Misconceptions Putting Your Finances At Risk

The financial world can be complicated and there is always more to learn. Not only is there a staggering amount of information, but the laws and regulations change regularly.  Over the years, I’ve had thousands of conversations and email exchanges on various personal finance matters. I’ve included some of the misconceptions I’ve heard along the way. Beware of […]

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Diversification Alone Isn't Enough

Diversification Isn’t Enough

Diversification is an important principle that prudent investors and advisors adhere to. It is best explained by the expression “don’t keep all of your eggs in one basket.” If XYZ stock is the basket you put all your eggs into and it goes haywire, all your eggs are gone. And that isn’t good. Diversifying requires an investment […]

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403(b) and 457 Plans

How 403(b) and 457 Plans Work Together

If you’re a public school teacher in California, there’s a lot to consider when saving for retirement. In fact, teachers have more choices than employees in the private sector and the options can be confusing. In addition to some of the nuances involved with CalSTRS and Social Security, many teachers are eligible for 403(b) and […]

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